Zeta Joint Account 7.2.5

Zeta Accounts are a practical and efficient solution for managing your finances as a couple. Unlike traditional bank accounts, Zeta offers a range of features specifically designed to help you and your partner thrive financially. By signing up for a Zeta Account, you gain access to a joint bank account, two debit cards, and a user-friendly mobile app equipped with intelligent automation.

One of the standout advantages of Zeta is the absence of monthly fees, overdraft fees, or minimum balances. This means you can enjoy the full benefits of the account without worrying about additional costs eating into your savings.

How It Works

Opening a joint bank account with Zeta is a seamless and efficient process, taking just five minutes or less. Simply sign up and invite your partner to confirm their information. Once completed, you'll receive your own Zeta Cards, which includes both virtual and physical debit cards for each account holder. With these cards in hand, you can start operating as a unified financial team.

Key Features

1. One Account That Does It All: Zeta consolidates various financial activities into one centralized platform. You can pay bills, save for future goals, and track shared expenses all in one place. As an added bonus, Zeta seamlessly integrates with your existing accounts for even greater convenience.
2. Let Zeta Do the Work: This innovative platform takes on the burdensome tasks of managing your finances by automatically remembering bill due dates and enabling bill payments on your behalf. Additionally, Zeta's envelope system clearly breaks down your balance to show how much is available for spending, saving for bills, and earmarked for specific goals.
3. Communicate Like Pros: Leave behind the confusion of wondering about cleared checks or mysterious charges. Zeta displays which card was used for each transaction and even lets you send in-app messages to discuss specific transactions with your partner. You can also attach memories or receipts to transactions, ensuring that you are always on the same page about your financials.
4. Human Support at Your Fingertips: Enjoy the peace of mind that comes with having a dedicated Zeta Concierge to assist you every step of the way. They can help you navigate your account, understand new features, and provide support when needed. No more wasting time waiting on hold or explaining your issue to multiple departments.
5. An Account That Grows With You: Zeta recognizes that your financial needs may evolve over time. That's why they offer the option to add a personal account to help separate individual and shared finances. In the near future, Zeta will also allow you to add additional users to your joint account, such as owners, companions, and friends.
6. Zeta Keeps Your Money (And Data) Safe: With Zeta, the security of your funds and personal information is a top priority. Your Zeta Account is FDIC-insured up to $250,000 per depositor (and up to $500,000 for joint accounts). Additionally, Zeta employs robust security measures such as AES 256-bit encryption, two-factor authentication, and Touch or Face ID (on supported devices). It's important to note that Zeta does not store your financial login credentials and will never sell your data.

Additional Benefits

In addition to the core features mentioned above, Zeta Account holders also benefit from:

• Access to over 55,000 fee-free ATMs
• Earning interest on account balances related to qualifying direct deposits or maintaining a minimum daily balance of $5000
• Receiving daily balance alerts and instant transaction notifications
• Effortlessly saving for various goals using sub-accounts and automated savings features
• Setting aside money for bills and assigning Zeta to handle payments on your behalf
• Knowing the exact portion of your account balance that is safe and available for spending
• Utilizing virtual cards and in-app controls for added security
• Adding your Zeta debit card to your digital wallet
• Making payments via check, ACH, and wires (subject to eligibility)

We understand that every couple has unique financial needs, and making the decision to open a joint bank account is a significant one. Regardless of how you choose to manage your shared finances, Zeta Joint Accounts offer valuable tools and resources to help streamline your financial journey as a couple.

To learn more about Zeta Accounts, visit askzeta.com.

For detailed information on how we protect your personal information, please refer to our privacy policy at askzeta.com/security.

Zeta Help Inc. is a financial technology company, not a bank. Banking services are provided by Piermont Bank, a member of the FDIC. All deposit accounts held at Piermont Bank under the same ownership or vesting are combined and insured by the FDIC up to $250,000 per depositor, with a maximum of $500,000 for joint accounts. The Zeta Mastercard® Debit Card is issued by Piermont Bank, a member of the FDIC, and can be used wherever Mastercard is accepted.